Printed from dollarloanz.com/guarantees. Dollar Loans LLC d/b/a Dollar Loanz.
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Rights, made usable
None of these is new. Every one of them is already in the agreement, the disclosure or the config — written in the places nobody reads. So here they are with the legal clause attached, and two of them running live on the page.
With the clause attached
Each card names the document the right comes from and links straight to the section. That link is the difference between a guarantee and a slogan — anybody can print a promise, but a promise with a clause under it is one you can hold somebody to.
You get a window after signing where you can simply hand the money back and walk away. No fee, no argument, no explanation owed to anybody.
Quoted from our disclosure
You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
If you pay off early, you won’t pay a penalty.
Quoted from our disclosure
There is no prepayment penalty.
One number, both charges, every time. Not S2 Funding LLC’s rate on its own, which is the small half and the one most often quoted alone.
Quoted from our disclosure
The annual percentage rate counts our fee and S2 Funding LLC's interest as one yearly figure, worked out by the actuarial method Regulation Z sets out. Until our way of calculating it has been checked, this site prints the dollar figures and leaves the rate out. S2 Funding LLC's interest on its own is not the cost of this agreement.
A payoff figure is only true on the day it is worked out, because the fee accrues monthly. So ours arrives with the day it was computed and the day it stops being good. A number with no expiry is a number that can quietly move.
You keep the vehicle and keep driving it while the agreement is in place. If the payments aren’t made as the agreement says, the vehicle can be repossessed.
One fee to us for arranging it, one interest charge to S2 Funding LLC for the funds. That is the entire list, and it is published on its own page so you can hold us to it.
Quoted from our disclosure
An arranging fee for each month the agreement runs, charged by Dollar Loans LLC, plus interest for the whole term, charged by S2 Funding LLC, both worked out on the amount advanced. Each is shown in dollars before you sign.
Guarantee one, running
Most sites put the right to cancel in a footer. Here it is as a clock, with the right itself printed under it word for word, because a right you can watch counting down is a different object from a right you were told about — and because a deadline that is a calendar date, not a stopwatch, is worth seeing for yourself.
Time left to change your mind
Starting the clock…
It is set to right now, so you can see the shape of the window before you sign anything.
Nothing you type here is sent anywhere. The clock is worked out in your own browser, and this page has no idea who you are.
A demonstration, not your record. The deadline is a calendar date in Texas local time, not a stopwatch — so a late-evening signing gets nearly a full extra day, and this clock counts to the later of the two on purpose. Your own agreement carries the deadline that applies to you.
You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
Your right to cancel
Guarantee two, running
“No prepayment penalty” is a sentence, and a sentence is impossible to price. It costs nothing to write, and it tells you nothing about what it is worth on your amount over your term. So here is the figure instead — both totals, and the difference between them.
Anywhere from $2,000 to $50,000.
Amount advanced: $8,000
Any month from 1 month up to 3 months.
2 months
$8,000 over 4 months: running the full term costs $16,265.33 in all. Settling after 2 months costs $12,132.67. You keep $4,132.66.
Total of payments over 4 months
Everything you would have paid in all
Months of fee that never accrue
The bill falls. Compare it in dollars.
Settling early makes the agreement shorter, so fewer months of both charges accrue. The dollars above are what that is worth to you.
There is no prepayment penalty.
Worked out in your browser from the published fee schedule. It is arithmetic, not an offer, and nothing here is sent anywhere. A real payoff figure for a real agreement comes from your account, with the date it was computed on it.
Paying early
The other list
Anyone can write a page of guarantees. What tells you how to read one is the list of things the same company decided it could not stand behind yet — so here is ours, and it is not a short one.
A published response time
We have not measured one yet, so we are not going to print one. When we have run long enough to know what we actually do — not what we hope to do — it appears here, with the date we started counting.
A guaranteed funding time
When money lands depends on your bank as much as on us, and we are not going to promise you something a third party controls. What we will do is show you exactly where your application is, with real timestamps rather than a progress bar.
Any version of "you are approved"
Nothing on this site tells you that you are eligible before an underwriter has looked at it. A calculator is arithmetic, not a decision, and dressing one up as the other would be a choice rather than an accident.
We are new. There is no operating history behind us yet, and rather than dress that up with a satisfaction score nobody surveyed or a funding counter nobody counted, this site shows you the things that are true on day one: our registration status, the formula, the schedule, and the rights above. When a figure on this list becomes real and measured, it moves to the list above it — with the date we started counting printed next to it.
Independently checkable
Every one of these is checkable somewhere we do not control. That is the only kind of proof a company with no operating history is entitled to offer.
The fee, stated in advance
An arranging fee for each month the agreement runs, charged by Dollar Loans LLC, plus interest for the whole term, charged by S2 Funding LLC, both worked out on the amount advanced. Each is shown in dollars before you sign.
You can change your mind
You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
Paying early
There is no prepayment penalty.
If we fall short
Come to us first if you want to — we would much rather fix something than read about it later. But you are not required to, and we are not going to pretend otherwise or bury the alternative three clicks down.
Office of Consumer Credit Commissioner regulates us. They are at 2601 North Lamar Boulevard, Austin, TX 78705, their consumer helpline is (800) 538-1579, and their register is at occc.texas.gov. None of that is a number we answer, which is rather the point of publishing it.
Texas credit access business registration: not yet issued. Go and look it up. We would.
The escalation path
Both charges on your amount over your term, in dollars, before you hand over a single detail about yourself.
Registration status
Texas credit access business registration: not yet issued
Check our registration status with the Office of Consumer Credit CommissionerRegulator
Office of Consumer Credit Commissioner
2601 North Lamar Boulevard, Austin, TX 78705
Consumer helpline (800) 538-1579
$2,000 to $50,000. The amount depends on the vehicle and your application. Full fee schedule at /occc. These disclosures are effective September 14, 2026.
