Where we cover
Texas, and nowhere else. The application is completed online, and these are the cities we have written a local page for.
Houston
Harris County
2.3M
Dallas
Dallas County
1.3M
San Antonio
Bexar County
1.5M
Austin
Travis County
978K
Fort Worth
Tarrant County
935K
El Paso
El Paso County
678K
Arlington
Tarrant County
394K
Corpus Christi
Nueces County
318K
Plano
Collin County
285K
Laredo
Webb County
260K
Lubbock
Lubbock County
264K
Irving
Dallas County
256K
Somewhere else in Texas? You apply the same way, through the same application.
The application is ready when you are.
Have your title, your insurance card and a document that shows your income nearby.
Who you are dealing with, and what it costs
- Dollar Loans LLCCredit Access Business
- Arranges the funding and charges the Credit Access Business fee, worked out on the amount advanced for each month the agreement runs.
- S2 Funding LLCLender of record
- Advances the funds and charges interest on the amount advanced, for the whole term. That interest is S2 Funding LLC's part only, and it is not the total cost of credit.
Registration status
Texas credit access business registration: not yet issued
Check our registration status with the Office of Consumer Credit CommissionerRegulator
Office of Consumer Credit Commissioner
2601 North Lamar Boulevard, Austin, TX 78705
Consumer helpline (800) 538-1579
- Fee structure
- An arranging fee for each month the agreement runs, charged by Dollar Loans LLC, plus interest for the whole term, charged by S2 Funding LLC, both worked out on the amount advanced. Each is shown in dollars before you sign.
- Annual percentage rate
- The annual percentage rate counts our fee and S2 Funding LLC's interest as one yearly figure, worked out by the actuarial method Regulation Z sets out. Until our way of calculating it has been checked, this site prints the dollar figures and leaves the rate out. S2 Funding LLC's interest on its own is not the cost of this agreement.
- Your right to cancel
- You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
- Paying early
- There is no prepayment penalty.
$2,000 to $50,000. The amount depends on the vehicle and your application. Full fee schedule at /occc. These disclosures are effective September 14, 2026.

