The cost studio
The cost studio
Loading the cost studio
Loading
Loading
Loading
Loading
Loading
Loading
Printed from dollarloanz.com/calculators/payoff. Dollar Loans LLC d/b/a Dollar Loanz.
Skip to contentThe cost studio
The cost studio
The cost studio
Not a vague reassurance about there being no penalty — the number. Drag the month you settle in and watch the finance charge come down, because the arranging fee is charged by the month and a month you do not hold the funding is a month nobody charges you for.
Move the month
Every figure updates the moment you change something, and none of them animates on the way. A number mid-count-up is briefly a wrong number.
Your agreement
Settling in month 3 keeps $2,066.33 in your pocket.
You would make 2 scheduled payments of $4,066.33, then close it out with one final payment. The 1 month you do not hold the funding is a month you are not charged an arranging fee for.
Due in month 3
from the fee terms in your agreement
1 month of fee never accrues
Against $16,265.33 on the full term
Both charges, to the month you settle
For $8,000 over 4 months, run to the full term as signed.
Nothing here is a special offer or a negotiation. Settling early is a right, it costs nothing to use, and this is the whole table.
The mechanism
The two charges on this product behave completely differently when you settle early, and only one of them is the reason the saving is large.
Our fee
Dollar Loans LLC charges an arranging fee worked out on the amount advanced, for each month the agreement runs. It is charged per month the funding is outstanding, so settling in month three of a 6-month agreement means three months of fee rather than 6. This is where essentially all of the saving comes from, and it is why the figures above move as far as they do.
S2 Funding LLC’s interest
S2 Funding LLC charges interest on the amount advanced, for the whole term, which also stops when you settle. On the scale of this product it is a small figure either way — which is precisely why quoting it on its own, as though it were the cost of the transaction, is the thing this site refuses to do.
Paying early
How the annual percentage rate is put together
Your right to cancel
Who charges what
Where these figures come from
Tell us you are settling and we will confirm the exact figure to the cent on the day, including any part-month. The published fee schedule is what both this page and that figure are built from.
Keep going
Each one opens with these same two numbers already in it.
Start an application, and pay it off whenever suits you.
Registration status
Texas credit access business registration: not yet issued
Check our registration status with the Office of Consumer Credit CommissionerRegulator
Office of Consumer Credit Commissioner
2601 North Lamar Boulevard, Austin, TX 78705
Consumer helpline (800) 538-1579
$2,000 to $50,000. The amount depends on the vehicle and your application. Full fee schedule at /occc. These disclosures are effective September 14, 2026.